Premiums

The location of a cottage in Ontario can significantly influence insurance rates due to various location-specific factors. Understanding these factors is crucial for both cottage owners and insurance brokers to assess risks adequately and determine appropriate insurance coverage. The following location-specific aspects play a vital role in shaping insurance premiums for cottages: Proximity to Water […]

We all know what it’s like to live in a neighbourhood where everyone looks out for each other and looks after each other’s property. It’s a great feeling to know that your neighbours have your back, and you can count on them if you ever need anything. But what does it actually mean to be

Owning a trailer can be a great way to enjoy the open road and have peace of mind knowing you have all your belongings with you. However, before you hit the road, it’s important to make sure your trailer is properly insured. Here’s what you need to know about insuring your trailer. What is trailer

What is cottage insurance? Cottage insurance is a type of insurance that is specifically designed for people who own cottages. This insurance typically covers the structure of the cottage, as well as any contents that are inside of it. In most cases, it will also provide liability coverage in case someone is injured while on

A marine survey, being an independent evaluation of a boat’s value and condition, is an essential evaluation that any person wishing to purchase a boat needs to consider.   This is as a result of fluctuations realized in the Ontario watercraft market.  Even with the recent COVID-19 pandemic, this has been one of the hottest boat

The picturesque lakes across Ontario contains thousands of stunning islands! Many fortunate islanders own beautiful cottages. A piece of paradise surrounded by water on all sides. What’s not to love!  You are assured privacy, peacefulness and a quiet utopia away from the busy city. While owning a cottage on an island is an investment, it

It’s summertime. A time to take a step back from a face paced city life, take a boat ride, swim in warm lake waters, and enjoy tanning on your dock. But even with all these fun activities, the cost of owning a boat keeps rising. Maintenance, fuel, and even insurance is going up each year.

Motorcycle insurance refers to the type of a coverage that provides financial protection in the event of an accident. First, it takes care of you in the case of a bodily injury resulting from an accident or collision. Second, motorcycle insurance ensures that your liability is covered in the case you cause property damage to

You recently purchased your dream cottage on Lake Muskoka, Lake of Bays, or any of the thousands of picturesque lakes in Ontario. You’re now looking forward to relax, sit on the dock, and crack open a cold beverage. But before you do, you start shopping around for insurance quotes to ensure that your property and

Knowledge is money and reading this list of five things that impact your seasonal property insurance will help you save money in the long run. It is your responsibility to prevent damages and losses to your property. If you can easily prevent damages, and you don’t, the loss may not be covered. As the owner