Motorcycle insurance refers to the type of a coverage that provides financial protection in the event of an accident. First, it takes care of you in the case of a bodily injury resulting from an accident or collision. Second, motorcycle insurance ensures that your liability is covered in the case you cause property damage to others.
At Insure My Cottage, we don’t only provide insurance for cottages, we strive to ensure that you have proper insurance for all your toys! Whether you own a bike for sporting, touring, or simply cruising around, our experienced Ontario brokers have the sole aim of advising motorcycle owners on the best insurance coverage at the most competitive premiums. Let us focus on protecting you and saving you money so you can focus on having fun on your bike!
We provide professional advice to new drivers and experienced ones. Each policy is relevant to an individual’s needs. Once we have obtained information on you and your motorcycle, such as the number of years you’ve been riding, and the make and model of your motorcycle, we can advise you accordingly.
How to save on motorcycle insurance? A few useful tips.
- Reduce your riding sessions.
In many cases, motorcycles are meant for fun, and this happens during the weekends. A two-day ride in a week may have a lower premium than for a person who uses their bike as a daily driver. To reduce your insurance cost, store your motorcycle safely while not in use, reduce the chances of theft, and let your broker how you intend on using it.
- Let your insurance broker comparison shop for you.
Premiums can vary significantly from one insurance provider to the next. Even with the exact same coverage, the price can vary depending on how the insurer prices the risk. Before making the final decision regarding your coverage, let your insurance broker shop your policy around. When you contact us, we will gather relevant details and get back to you with multiple quotes within 48 hours.
- Take a motorcycle course or join a motorcycle association.
Being a member of a motorcycle association could be an added advantage that allows you to save some dollars on your annual premium. Similar to how taking a driver’s course can lower your car insurance premiums, taking a motorcycle course can do the same to your motorcycle insurance premiums. Let your broker know of any courses you’ve taken so that they can factor this in when shopping your policy.
At Insure My Cottage, we work around the clock to source the best quotes and provide you with a policy that suits your needs. Send us a message, give us a call, or fill out our quote form and one of our insurance brokers will get in touch with you!