About Luca Ambrosino

A Broker Who Knows Cottage Country

Luca Ambrosino is a RIBO-registered insurance broker specialising in Ontario cottage country. Having spent years helping property owners find the right coverage for their cottages, watercrafts, and recreational vehicles, Luca brings both professional credentials and genuine local knowledge to every conversation.

Cottage insurance is more complex than standard home insurance. Seasonal vacancy, water access, wood stoves, dock structures, rental activity, and fire hall distance all affect what coverage is available and what it costs. Luca understands these variables because he lives and works in cottage country — not in a call centre.

Why an Independent Broker?

As an independent broker, Luca is not tied to a single insurance company. He works with multiple Ontario insurers to find coverage that fits each client's specific property, usage patterns, and budget. This means you get options — not just the first policy that's available.

Whether you're insuring a century-old log cabin on Lake Rosseau, a modern four-season property in the Haliburton Highlands, or a boat-access island cottage on Georgian Bay, Luca can help you find appropriate coverage and explain exactly what it covers.

RIBO Registration

Luca Ambrosino is registered with the Registered Insurance Brokers of Ontario (RIBO), which is the self-regulatory body for insurance brokers in Ontario. RIBO registration means Luca meets the professional standards, continuing education requirements, and ethical guidelines set by the regulator.

Coverage is subject to policy terms, conditions, and insurer availability. InsureMyCottage.ca is a licensed insurance brokerage regulated by RIBO (Registered Insurance Brokers of Ontario).