Parry Sound Cottage Insurance

Cottage insurance in Parry Sound

Parry Sound is an approximately two-hour drive north of Toronto, just along Highway 400 and the Eastern shores of Georgian Bay.  Also known as the home of Bobby Orr and the world’s deepest freshwater port, Parry Sound is one of Ontario’s most popular cottage country for Southern Ontario residents.

There are many of Ontario’s most beautiful provincial parks in the Parry Sound Area, such as Masssauga, Killbear and Oastler provincial parks. Additionally, Parry Sound is home to “30,000” islands, the world’s largest freshwater archipelago and home to some of Ontario’s most beautiful island cottages! You can now see why Parry Sound is excellent cottage country!

Parry Sound Cottage Insurance

Save on cottage insurance in Parry Sound!

If you own a cottage in Parry Sound or on one of the islands near the Eastern shore of Georgian Bay, insuring your cottage is a must. 

If your cottage is used for all four seasons, it can be insured like a second home. If you use it primarily for three seasons because it’s an island cottage or is not winterized, you can insure it like a seasonal property. 

Is your Parry Sound cottage on AirBnB or rented for several weeks a year to friends, family, or strangers? This can impact your insurance coverage, so please let your insurance broker know. 

What else do I need to know about cottage insurance in Parry Sound?

There are a few differences to cottage insurance compared to primary home insurance in a large city. 

Many cottages in Parry Sound are far from fire halls. The increased response time from the further distance means that a cottage fire can lead to a complete loss. Insurers will factor this increased risk into your premiums.  

Other cottages stay vacant for periods of time. Without a regular presence, there is an increased risk of break-ins. 

Additionally, optional coverage can be added to further protect your cottage. Sewage leaks may be common depending on your septic system which may warrant additional optional coverage. 

Our brokers will ask you some of these questions during a discovery phase to learn more about your property. Our goal is to provide you with optimal coverage at the best rates! 

Competitive rates and adequate protection

Let one of our brokers advise you and provide you with a custom policy for your cottage in Parry Sound. We are both insurance and cottage experts. We are happy when you are happily enjoying your cottage with complete piece of mind! 

Get a quote now